They insured my '66 Midget for all risks including liability. My stated value was only $1000, so it cost me $54 for the year. I think the mileage limit was 2500 miles. I drove it less than 1,000. They required no appraisal for the small coverage I had, just a photo. For more serious coverage, an appraisal may be required. They have lots of little rules and restrictions.

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